Trucking Insurance
Keep your authority active and your wheels turning.
Sitting at the crossroads of Highway 99 and the I-5 corridor, Modesto is trucking country — and so are we. Owner-operators, fleets, hot shots, and ag haulers: we quote the markets that keep your FMCSA authority active and your cost-per-mile down.
What's Covered
What trucking insurance can include
Every policy is tailored — these are the building blocks we'll mix and match for you.
Primary Auto Liability
FMCSA-required liability ($750K–$1M) filed directly with federal and state authorities.
Motor Truck Cargo
Protects the freight you haul against damage, theft, and refrigeration breakdown.
Physical Damage
Collision and comprehensive for your tractor and trailer, including downtime-saving rental options.
Non-Trucking & Bobtail Liability
Coverage when you're driving without a load or off dispatch.
Quote your trucking coverage
Two minutes now, a licensed California agent on it within one business day.
Good to Know
Trucking insurance questions, answered
What insurance does the FMCSA require?
Most for-hire carriers need $750,000–$1,000,000 in primary liability with a federal MCS-90 filing; many shippers and brokers require $1M plus $100K cargo. We handle all federal and CA filings.
Can you help new authorities get insured?
Yes — we work with carriers that accept new ventures, and we'll structure coverage so your first-year premiums don't strangle your cash flow, with re-shopping at renewal as your safety record builds.
Do you cover ag and seasonal hauling?
Absolutely. Central Valley ag hauling is our backyard — produce, livestock, equipment, and seasonal radius adjustments are all in our wheelhouse.
More Commercial Insurance
Let's get your trucking coverage right.
One conversation with an independent agent beats hours of online forms. We'll compare the market and explain your options in plain English.