Travel Insurance
Explore the world, leave the worry home.
Flights cancel, luggage wanders, and U.S. health plans rarely follow you abroad. The right travel policy refunds non-refundable trip costs and covers emergency medical care anywhere on the planet.
What's Covered
What travel insurance can include
Every policy is tailored — these are the building blocks we'll mix and match for you.
Trip Cancellation & Interruption
Reimburses prepaid, non-refundable costs when illness, weather, or covered events derail your plans.
Emergency Medical & Evacuation
Hospital care abroad plus medical evacuation — which can exceed $100,000 without coverage.
Baggage & Delay
Replaces lost or delayed luggage and covers essentials while you wait.
Cancel For Any Reason
Optional upgrade returning up to 75% of trip costs no matter why you cancel.
Quote your travel coverage
Two minutes now, a licensed California agent on it within one business day.
Good to Know
Travel insurance questions, answered
Does my health insurance work overseas?
Most U.S. plans — including Medicare — provide little or no coverage abroad. Travel medical fills that gap, including evacuation back to a U.S. hospital.
When should I buy travel insurance?
Within 14–21 days of your first trip deposit. Early purchase unlocks pre-existing condition waivers and Cancel For Any Reason eligibility.
How much does it cost?
Plan on roughly 4–8% of total trip cost — about $200–$400 for a $5,000 trip, varying by age and coverage level.
More Personal Insurance
Let's get your travel coverage right.
One conversation with an independent agent beats hours of online forms. We'll compare the market and explain your options in plain English.