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Sunwell Insurance Solutions

Pet Insurance

Because they're family, too.

Veterinary medicine has advanced in truly amazing ways, offering treatments that can save and extend our pets' lives. With the right pet insurance policy, a sudden illness or emergency surgery shifts from an overwhelming financial burden to a manageable copay. We help you protect your furry family members so you can always choose the best medical care without hesitation.

What's Covered

What pet insurance can include

Every policy is tailored — these are the building blocks we'll mix and match for you.

  • Accident Coverage

    Broken bones, swallowed objects, bite wounds, and emergency care after the unexpected.

  • Illness Coverage

    Cancer treatment, infections, hereditary and chronic conditions, diagnostics, and prescriptions.

  • Wellness Add-Ons

    Optional routine-care plans for exams, vaccines, dental cleanings, and preventives.

  • Hereditary & Congenital

    Coverage for breed-specific conditions like hip dysplasia when enrolled before symptoms appear.

Quote your pet coverage

Two minutes now, a licensed California agent on it within one business day.

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Good to Know

Pet insurance questions, answered

How does pet insurance reimbursement work?

You pay your vet, submit the invoice, and the insurer reimburses 70–90% of covered costs after your deductible. You can use any licensed vet in the country.

Are pre-existing conditions covered?

No carrier covers pre-existing conditions, which is exactly why enrolling pets while they're young and healthy locks in the broadest protection.

What does pet insurance typically cost?

Most California dog owners pay roughly $30–70/month and cat owners $15–40/month, varying by breed, age, and the deductible and reimbursement level you choose.

Let's get your pet coverage right.

One conversation with an independent agent beats hours of online forms. We'll compare the market and explain your options in plain English.