RV & Motorhome Insurance
Home on wheels, covered everywhere it roams.
From motorhomes and travel trailers to toy haulers and camper vans, your RV is much more than just a vehicle — it's part home, too. We write vacation-use and full-timer policies across California to keep you and your asset protected.
What's Covered
What RV insurance can include
Every policy is tailored — these are the building blocks we'll mix and match for you.
Collision & Comprehensive
Total-loss replacement and repair coverage for your rig, including custom equipment and awnings.
Full-Timer Liability
Homeowners-style liability for those who live in their RV, covering campsite incidents and guest injuries.
Personal Effects
Covers belongings inside the RV — electronics, tools, gear — that auto policies ignore.
Emergency Expense & Vacation Liability
Hotel stays, transportation, and campsite liability when a covered loss interrupts your trip.
Quote your RV coverage
Two minutes now, a licensed California agent on it within one business day.
Good to Know
RV insurance questions, answered
Is RV insurance different from auto insurance?
Yes. RV policies add living-quarters protections — personal effects, attached accessories, full-timer liability, and emergency expense coverage that auto policies simply don't include.
Do I need special coverage if I live in my RV full-time?
Absolutely. Full-timer packages replace the liability and contents protection a homeowners policy would normally provide. Using a vacation policy while full-timing can void claims.
Are travel trailers covered under my truck's policy?
Your truck's liability extends while towing, but damage to the trailer itself is only covered by its own policy.
More Personal Insurance
Let's get your RV coverage right.
One conversation with an independent agent beats hours of online forms. We'll compare the market and explain your options in plain English.